Capital One®
Why choose a cosmetic loan from Capital One® Healthcare FinanceSM? Because it's simple, fast, and flexible. Fill out an application online and get a decision within minutes.
  • Fixed rates starting at 1.9% APR*
  • Low monthly payments that never change
  • Terms up to 60 months
  • No prepayment penalty
  • No hassle application and online decision in minutes
  • Interest-free options available**

The ability to schedule your cosmetic procedure when it's convenient for you, at a cost that fits your budget, isn't the only reason patients choose Capital One® Healthcare FinanceSM. There are lots of additional benefits:

No Initial Payment for Four Weeks
Your first monthly payment won't be due until four weeks from the date we receive your signed contract.

Fixed Rate Advantage
We offer low, fixed rates - lower than most credit cards. Unlike the variable rates offered by credit cards, Capital One® Healthcare FinanceSM rates are fixed for the entire length of your payment term.

Advantages over Other Patient Financing Companies
We offer some of the lowest fixed rates available and a simple, quick decision process. You receive an answer within minutes.

Freedom to Choose
Our program gives you greater freedom to choose a specialist you trust. We're one of the largest patient financing companies in the country, and with over 30,000 providers in our network, we may already work with the physician of your choice.

* Rates for our program range from 1.9% APR to 23.9% APR. The APR available to you will be determined by the term for which you apply and your credit standing. These rates are available for a limited time only and are not available in all areas.

** Interest-free options not currently available in all areas.


In-House Financing
In-House Financing is available of clients that are not candidates for Capital One® financing or choose not to have an inquiry placed on their credit report. To participate in the In-House Financing program one must agree to the following terms.
  • Have an active checking account.
  • Pay a 25% down payment at time of initial service.
  • 10% APR on balance.
  • Complete and sign an ACH form allowing The Youthful Body, Inc. to automatically debit your checking account on a monthly basis.
  • Balance must be paid off within 12 month term (except Laser Hair Removal which must be paid off within 3 months).